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Buying a Bank Owned Home in McCormick Ranch? Look up!

Buying a Bank Owned Home in McCormick Ranch? Look up!

Are you shopping in the distressed aisle for your McCormick Ranch home? Make sure to look up.

While the purchase of a bank owned home or a short sale tends to be fraught with a little more risk than a traditional resale transaction, it is important to note that buyers typically maintain inspection rights on distressed properties. While the various “As Is” clauses and addenda dictate that the seller is not responsible for making repairs on these properties, most purchases involving bank properties do allow for an inspection period (though the time frame may be shrunk from the typical 10 days allowed under the boilerplate of the standard Arizona Association of Realtors contract).

*In short, the bank won’t likely fix anything, but you are allowed to verify condition before deciding whether or not to continue with the transaction.

During the course of your inspections, it is always prudent to spend a little extra time on a bank property as there are no disclosures of prior defects. The institution that now owns the property never occupied it, and knows nothing about its history other than the pertinent fact that the previous owner defaulted on his/her deed of trust.

It’s all about the Benjamins to the bank.

The purpose of this lengthy preamble? To add a little context to the freak hail storm that struck large pockets across the Valley last (2010) fall. If you have been watching all of the new roofs going up over the past six months, you know that the McCormick Ranch area was hit hard. With insurance companies passing out full roof replacements like they were candy, it is not uncommon to see streets where virtually every home features a brand new roof. Foam and asphalt shingle roofs, in particular, took wicked beatings.

So while most owner-occupied properties in the area that sustained damage have been repaired or replaced, the bank-owned properties that have been sitting vacant for over a year are likely to leak like a sieve when the monsoons roll around this July. The price points of such properties are often attractive enough to offset the 10-20k many will need, but it can be tough to swallow when it is not an anticipated cost.

Before plunking down money on inspections and appraisals, I’d recommend having a professional walk the roof of that bank owned steal to help you determine the true out of pocket price of ownership.

Oh, and if you are buying a resale property in McCormick Ranch? Make sure to find out if the seller had any repair work performed in the aftermath of said storm. While one of our selling clients was able to obtain full roof replacement on a claim from that storm as recently as this past month, the likelihood of that happening on another property dwindles the further removed we get from the event. The insurance companies aren’t going to be in the roof replacement business much longer.

Happy hunting,

Ray & Paul


Buying or selling a home in the McCormick Ranch area? Give us a call. Online data and pictures can give you 90% of the picture. We’ll fill in the remaining 10%.

*Do not rely on any general statements herein as legal advice. We are not attorneys, nor do our statements pertain to a specific transaction. Rights and restrictions within a transaction vary depending upon the documents used, attendant verbiage, alterations, etc.  Long disclaimer short: I ain’t talking about your deal, homie.

8070 E Via Bonita: Exceptional McCormick Ranch Home for Sale

8070 E Via Bonita - Street View



What do you get when you cross location with luxury? Timeless architecture with the latest cosmetics?

In the Scottsdale Real Estate world, you get a magnificently renovated McCormick Ranch home.


Boasting well over 3000 square feet, 4 bedrooms, bonus/game room and a pebble-tec pool, this is not your father’s McCormick Ranch.

Accustomed to step ups and step downs, low popcorn ceilings and other harbingers of bygone style? This expanded Camelot beauty will forever alter your impressions of the true potential housed within one of Scottsdale’s most sought-after communities.

In addition to the added bonus room, alterations since 2002 include a relocated front entry and expanded living / dining room, front courtyard with built-in water feature, smooth stucco exterior, dual pane windows, plantation shutters, surround sound, propane gas fireplaces added to living room and master (in addition to existing wood-buring fireplace in family room), stone (natural travertine and slate) and ceramic tile flooring, kitchen remodeled with granite counter tops & newer appliances and opened to family room, walk-in pantry added off breakfast nook, walk-in closet added to master bedroom (in addition to existing closet), master bath remodeled with travertine, pavers, built-in BBQ and fountain added in back yard, newer roof and A/Cs … this is most assuredly not the home that time forgot!

Value priced for the current market at $569,000

Not familiar with McCormick Ranch? You are in for a treat.

Featuring walking paths (Camelback Walk) that extend throughout the community and beyond, an unparalleled lake system, two 18 hole golf courses, restaurants, boutique shops, award winning schools, parks, greenbelts and more, McCormick Ranch is not only the first planned community in the Valley, but the one which all others aspire to be.

Learn more about the Palo Viento subdivision in McCormick Ranch.



Contact Ray & Paul to schedule a private viewing of this fine McCormick Ranch home.

(480) 220-2337


8401 N 86th Way: New McCormick Ranch Listing!

8401 N 86th Way: New McCormick Ranch Listing!


According to Wikipedia, an anomaly is any occurrence or object that is strange, unusual, or unique. It can also mean a discrepancy or deviation from an established rule, trend, or pattern.

According to Ray & Paul, an anomaly is a home in McCormick Ranch with a 3 car garage. Or by alternative definition, a competitively priced home in 2011 that is NOT a short sale or foreclosure.

We just happen to have listed in our hot little portfolio a property that bucks several norms.

While many Scottsdale home buyers will grudgingly accept dated architecture as a trade off for the prime location of McCormick Ranch, we are proud to present a home in the prestigious Rancho Suggs McCormick subdivision that renders such need for compromise unnecessary.

View larger map
Map of the Rancho Suggs McCormick subdivision of McCormick Ranch
Learn more about Suggs Rancho McCormick 

Boasting soaring vaulted ceilings, remodeled interior and exterior features and a unique floor plan (walk through a few homes in the area and you’ll understand how notable that truly is), the property at 8401 N 86th Way pairs the advantages of modern living with timeless community amenities.

Know what else you get with this updated home that you will not find in the newer developments up north? Try a 1/3 of an acre cul-de-sac lot (nearly 15,000 square feet). With two oversized lawn areas buttressing the swimming pool & spa, the back yard alone is worth the scant price of admission.

Property Features

4 Bedrooms | 2 Baths |2867 sq ft | 1/3 acre lot | Pool | Heated Spa | Culdesac | Granite Counter Tops| Stainless Steel Appliances | Porcelain & Travertine Tile | Vaulted Ceilings |2 Way Fireplace | Wet Bar | Remodeled Baths | 3 Car Garage | Plantation Shutters |Covered Patio | Smooth Stucco Exterior | Newer Roof & A/C | North / South Exposure | Chaparral High School District| Family Room | Huge Master Suite | Lake Community | Golf Community | Walking Paths | Neighborhood Parks

Offered for sale at the sublimely low price of $495,900

Still not sold? Why don’t you stretch your legs a bit on Camelback Walk, the multi-use trail system that extends throughout McCormick Ranch, as you think it over. Head west to stroll past Lake Margherite and the golf course(s) beyond. Head east to check out Cochise Elementary, Mountain View Park, Mustang Library … shoot you can walk / bike / crawl to the hospital (Shea North) at 90th St should this once in a lifetime opportunity have you feeling faint.

Sunset on Lake Margherite

Did we mention this is not a short sale or a foreclosure? The price will just make you think it’s a distressed property, when in reality it is an impeccable property owned by real live humans. You know, people who can actually answer questions and respond to offers before the end of the calendar year and stuff.

As anomalies go, this wonderful home is a close second to the Sonoran Desert Emperor Penguin.

Don’t let this rare bird go.

Contact us to schedule a viewing today.

McCormick Ranch Real Estate Series: The Subdivisions

Just about anyone who has spent any time at all in Scottsdale is familiar with the planned community of McCormick Ranch.

Private Boat Dock on the Island at McCormick Ranch

Lake Margherite in McCormick Ranch

A community which includes some 23,000+ residents, many are less familiar with the approximately 50 individual subdivisions that fall under its umbrella.  With radical differences in architecture, amenities, pricing, etc from one subdivision to the next, a prospective home buyer will need to drill down further than general awareness of the McCormick Ranch community at large to find the specific pocket that best suits his/her needs.  With this in mind, we launched our McCormick Ranch Subdivision Series.

Featuring individual spotlights for the various subdivisions that compose McCormick Ranch, you now have a one-stop resource shop for everything you want to know about Scottsdale’s first master planned community.  Builder overviews, subdivision statistics, editorial opinion, neighborhood values, homes for sale, amenities, school info, new listing feeds, photos, maps, street views, floor plans … this is as comprehensive as McCormick Ranch Real Estate gets.

Camelback Walk in McCormick Ranch

This page serves as an overview to the subdivision spotlights.  Peruse the subdivision map of McCormick Ranch, or choose a subdivision link by name from the tables below to learn more.

For a detailed review of the community on a macro level, visit our McCormick Ranch in Scottsdale AZ page.

You can also skip directly to our McCormick Ranch Home Floor Plans page if you know the subdivision/builder you seek.


North McCormick Ranch (Chaparral High School District)

Arabian Gardens Belcara at McCormick Ranch Casas Dia Festivo
Country Horizons El Paseo Estados De La Mancha
Heritage Terrace Heritage Village 3 Island at McCormick Ranch
Lakeside Villas Las Palomas Los Tesoros
Mountain View East Orange Tree Estates Palm Cove
Paradise Park Manor Paradise Park Trails Playa Del Sur
Sands McCormick Suggs Rancho McCormick Sun Canyon
Tierra De Los Reyes Tierra Del Norte Tierra Feliz 3
Tierra Nueva Villa De Vallarte Villa Hermosa
Vista De La Tierra Vista Del Cielo Vista Del Lago


South McCormick Ranch (Saguaro High School District)

Camello Vista Camino De Arboles Casa Serena
Cuernavaca Segundo Del Norte Gardens Estate Los Arboles
Heritage Village (I & II) La Mariposa Villas Meridian on McCormick Ranch
Palo Viento Palo Viento 2 Paseo Village
Paseo Villas Paseo Vista Paseo Verde
Pleasant Run Sandpiper Santa Fe
Scottsdale Park Villas Spanish Oaks Villa La Playa



Ready to buy, sell or rent in McCormick Ranch?  Give Ray & Paul a call.  We’re the agents that other agents Google for McCormick Ranch Real Estate information.

Need More Info?

The McCormick Ranch Subdivision Series: Suggs Rancho McCormick

The McCormick Ranch Subdivision Series: Suggs Rancho McCormick

With 255 homes, Suggs Rancho McCormick is one of the largest subdivisions in all of McCormick Ranch.  Ranging from the initial development of the aptly named Suggs construction company in the late ’70s to the infill completed in the late 1980s by Key West (spin off of Camelot / Hancock Homes), the homes are as diverse as they are numerous.

Located just NE of the Hayden / Royal Palm intersection (across from the Mercado Del Lago plaza and Lake Margherite), Suggs Rancho McCormick is unique in that it boasts some of the more affordable single family homes in McCormick Ranch in addition to higher end properties.  The homes built by Suggs (who likewise developed much of the Paseo Village subdivision in the South Ranch) are about the most cost effective option one will find for the northern portion of McCormick Ranch (using Via De Ventura as the dividing line).  Primarily built with exposed slump-block exteriors and asphalt shingle / flat roofs, most range from 1700-2300 square feet.  With low ceilings that reflect the vintage, the lack of architectural drama is less important than the added energy efficiency to those who chose to purchase one of these homes.  The more utilitarian style of these homes makes them an excellent value, given the more expensive housing in the immediate vicinity.  These properties are found along the Southern edge of the subdivision (Royal Palm).  Moving North, the homes become slightly newer (mid 80s).  Homes from this era may feature a tile roof and vaulted ceilings, while those along San Ardo, San Bruno and San Alfredo tend to be of the older variety.

Suggs Home in Suggs Rancho McCormick Key West Home in Suggs Rancho McCormick

Suggs Home                Key West Home

The Key West properties, as well as a couple of smaller builders who purchased and developed a handful of lots, are located at the North end of the subdivision.  The properties on San Jacinto, San Lucas and that line the South side of San Lorenzo are prime examples.  Boasting the soaring vaulted ceilings and full tile roofs that made the brand famous, Key West homes were ahead of their time.   Including floor plans with kitchens that opened to the family room (a renovation owners of other McCormick Ranch homes often have to make themselves), Key West also had a 3 bedroom + den option (most builders were still doing strict 3 or 4 bedroom plans) in addition to one plan with a master bedroom split.  These homes are much more in keeping with the more expensive neighborhoods to the West of Hayden Road, notably the Camelot subdivisions of Vista De La Tierra and Palo Viento 2.

View Key West Floor Plans at the McCormick Ranch Home Floor Plans Page

In all, the 255 homes of Suggs Rancho McCormick include 254 single-level properties.  The lone 2-story was created when a homeowner added the second level to a house that backs up to Hayden Rd on 85th St.  173 (68%) of the homes feature private swimming pools.  The average home size is 2156 square feet.  The Suggs properties were primarily block constructed, while the Key Wests and assorted minor builders of the mid to late ’80s primarily utilized frame wood.  2 car garages are the norm, but the neighborhood does include 3 car garages as well.

Lake Margherite in McCormick Ranch

In addition to the aforementioned proximity to Lake Margherite (largest of the McCormick Ranch lakes), Suggs Rancho McCormick is within walkable distance of the greenbelt / multi-use path system known as Camelback Walk.  Mercado Del Lago and The Village plazas on the opposite side of Hayden Road are home to The Melting Pot, Chipotle, Royal Barge (Thai), Zipps Sports Bar and Grill, TCBY, The Village Roastery (coffee shop) and more.  Just beyond these plazas and Lake Margherite (where Camelback Walk crosses under Via De Ventura) lies the first of the McCormick Ranch golf courses (Palm & Pine).

Buster's on Lake Margherite in McCormick Ranch Patio at Buster's in McCormick Ranch

Mercado Del Lago Shops in McCormick Ranch

Suggs Rancho McCormick falls within the highly coveted Cochise Elementary / Cocopah Middle / Chaparral High School districts.

Read More About These Schools on our Scottsdale Unified School District Page


Homes Currently For Sale in Suggs Rancho McCormick

(Updated Daily)

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When the time comes to buy or sell a home in McCormick Ranch, call the Ranch Experts.  With nearly half a century of combined experience, no one knows McCormick Ranch Real Estate like Ray & Paul. No one.

(480) 220-2337 | paul@scottsdalepropertyshop.com

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